Jewelry & Engagement Ring Financing

¹ Minimum payments are required for each Credit Plan. Valid for single transaction only. If the single transaction has multiple shipments, each shipment may result in a separate Credit Plan, subject to a separate minimum purchase requirement.

² For new accounts, as of August 2022 Variable Purchase APR of 29.99% based on the Prime Rate. Minimum Interest Charge is $2.00.

³ Valid one time only. Offer will be received with your card.

⁴ Accounts that opened in your birthday month will receive the offer the following calendar year. Valid one time only. Account must not be in default. Minimum purchase required to redeem. See offer for full terms and conditions. Offer will be received the month of your birthday. Must have valid email address and U.S. mailing address. Not available on existing accounts.

⁵ Must have made a purchase in the previous 12 months. Accounts that opened between October 1 and December 31 will receive the offer the following calendar year. Account must not be in default. Minimum purchase required to redeem. See offer for full terms and conditions. Offer will be received between October 1 and December 31.

⁶ Spend $2,999 or more in a calendar year on purchases at Helzberg made with your Helzberg Diamonds Credit Card, minus returns, to upgrade to Platinum status. To maintain this status, a customer must spend $2,999 or more, minus returns, in a calendar year at Helzberg on the Helzberg Diamonds Credit Card. Once achieved, Platinum tier status will continue through the end of the following calendar year. For additional information, go to comenity.net/helzberg.

⁷ Deferred Interest, Payment Required plan: Interest will be charged to your Account from the purchase date if the promotional plan balance is not paid in full within the promotional period. Minimum payments are required for each Credit Plan. Minimum payments are NOT guaranteed to pay the promotional plan balance within the promotional period. You may have to pay more than the minimum payment to avoid accrued interest charges.*

⁸ Low APR, Equal Payment plan: Interest will be charged to your Account at the reduced APR from the purchase date through the end of the promotional period. After the promotional plan expiration date, the variable purchase APR will apply. Minimum payments are required for each Credit Plan.*

     *All Promotional Plans:
Valid for single transaction only. If the single transaction has multiple shipments, each shipment may result in a separate Credit Plan, subject to a separate minimum purchase requirement. As of August 2022, terms for new Accounts: Variable purchase APR of 29.99%. Minimum interest charge is $2 in any billing period in which interest is due. Existing Cardholders: see your credit card agreement for Account terms.

Credit card offers are subject to credit approval.

Helzberg Diamonds Credit Card Accounts are issued by Comenity Bank.

1 For new accounts, as of October 2020 Variable Purchase APR of 27.74% based on the Prime Rate. Minimum Interest Charge is $2.00 per Credit Plan.
2 Valid one time only. Offer will be received with your card.
3 Accounts that opened in your birthday month will receive the offer the following calendar year. Valid one time only. Account must not be in default. Minimum purchase required to redeem. See offer for full terms and conditions. Offer will be received the month of your birthday. Must have valid email address and U.S. mailing address. Not available on existing accounts.
4 Must have made a purchase in the previous 12 months. Accounts that opened between October 1 and December 31 will receive the offer the following calendar year. Account must not be in default. Minimum purchase required to redeem. See offer for full terms and conditions. Offer will be received between October 1 and December 31.
5 Spend $2,999 or more in a calendar year on purchases at Helzberg made with your Helzberg Diamonds Credit Card, minus returns, to upgrade to Platinum status. To maintain this status, a customer must spend $2,999 or more, minus returns, in a calendar year at Helzberg on the Helzberg Diamonds Credit Card. Once achieved, Platinum tier status will continue through the end of the following calendar year. For additional information, go to comenity.net/helzberg.

*Deferred Interest, Payment Required plan: Interest will be charged to your Account from the purchase date if the promotional plan balance is not paid in full within the promotional period. Minimum payments are required for each Credit Plan. Minimum payments are NOT guaranteed to pay the promotional plan balance within the promotional period. You may have to pay more than the minimum payment to avoid accrued interest charges.

*Low APR, Equal Payment plan: Interest will be charged to your Account at the reduced APR from the purchase date through the end of the promotional period. After the promotional plan expiration date, the variable purchase APR will apply. Minimum payments are required for each Credit Plan.

*All Promotional Plans:
Valid for single transaction only. If the single transaction has multiple shipments, each shipment may result in a separate Credit Plan, subject to a separate minimum purchase requirement and minimum interest charge. As of May 2020, terms for new Accounts: Variable purchase APR of 27.74%. Minimum interest charge is $2 per Credit Plan in any billing period in which interest is due. Existing Cardholders: see your credit card agreement for Account terms.

Credit card offers are subject to credit approval.

Helzberg Diamonds Credit Card Accounts are issued by Comenity Bank.

1 Click Here for important rate, fee, and other cost information. For new accounts, as of May 1, 2020 Variable Purchase APR of 27.74% based on the Prime Rate. Minimum Interest Charge is $2 per Credit Plan.
2 Offer will be received with your new credit card welcome package.
3 Offer will be received the month of your birthday. Minimum purchase required. See offer for full terms and conditions. Must have valid email address and U.S. mailing address. Accounts that opened in your birthday month or in the previous month will receive the offer the following calendar year. Account must not be in default. Not available on existing accounts.
4 Offer will be received between October 1 and December 31. Minimum purchase required. See offer for full terms and conditions. Must make a purchase in the previous 12 months. Must have valid email address and U.S. mailing address. Accounts that opened between October 1 and December 31 will receive the offer the following calendar year. Account must not be in default.
5 Spend $2,999 or more in a calendar year on qualifying purchases made with your Helzberg Diamonds Credit Card, minus returns, to upgrade to Platinum status. To maintain this status, a customer must spend $2,999 or more in a calendar year on the Helzberg Diamonds Credit Card. Once achieved, Platinum tier status will continue through the end of the following calendar year. For full terms and conditions see comenity.net/helzberg.
6 Minimum payments are required for each Credit Plan. Valid for single transaction only. If the single transaction has multiple shipments, each shipment may result in a separate Credit Plan, subject to a separate minimum purchase requirement and minimum interest charge.

*Deferred Interest, Payment Required plan: Interest will be charged to your Account from the purchase date if the promotional plan balance is not paid in full within the promotional period. Minimum payments are required for each Credit Plan. Minimum payments are NOT guaranteed to pay the promotional plan balance within the promotional period. You may have to pay more than the minimum payment to avoid accrued interest charges.***

**Low APR, Equal Payment plan: Interest will be charged to your Account at the reduced APR from the purchase date through the end of the promotional period. After the promotional plan expiration date, the variable purchase APR will apply. Minimum payments are required for each Credit Plan.***

***All Promotional Plans:
Valid for single transaction only. If the single transaction has multiple shipments, each shipment may result in a separate Credit Plan, subject to a separate minimum purchase requirement and minimum interest charge. As of May 2020, terms for new Accounts: Variable purchase APR of 27.74%. Minimum interest charge is $2 per Credit Plan in any billing period in which interest is due. Existing Cardholders: see your credit card agreement for Account terms.

Credit card offers are subject to credit approval.
Helzberg Diamonds Credit Card Accounts are issued by Comenity Bank.